Preparing to Buy a Home

Brid Mortamais June 17, 2023

Preparing to buy a home do's and don'ts

Preparing to buy a home is an exciting but significant financial decision. Here are some do's and don'ts to consider as you embark on the home buying process:


  1. Determine your budget: Assess your financial situation, including your income, expenses, and savings. Calculate how much you can comfortably afford for a down payment, monthly mortgage payments, and other homeownership costs.
  2. Get pre-approved for a mortgage: Speak with multiple lenders and obtain pre-approval for a mortgage. This will give you a clear understanding of your borrowing capacity and make you a more attractive buyer to sellers.
  3. Research neighborhoods: Explore different neighborhoods to find the right fit for your lifestyle. Consider factors such as proximity to schools, amenities, commute times, and safety.
  4. Hire a real estate agent: Engage a reputable real estate agent who specializes in the local market. They can help you find suitable properties, negotiate offers, and guide you through the transaction process.
  5. Inspect the property: Once you find a home you're interested in, hire a professional home inspector to assess its condition thoroughly. This will help identify any potential issues or hidden problems.
  6. Consider resale value: While buying a home is a personal decision, it's prudent to consider its potential resale value. Look for properties in desirable locations and with features that appeal to a broad range of buyers.


  1. Don't rush into a purchase: Take your time and avoid making hasty decisions. Thoroughly evaluate each property, considering its features, condition, and price, before committing.
  2. Don't neglect additional costs: Remember that buying a home involves more than just the purchase price. Factor in additional costs like property taxes, insurance, maintenance, and potential homeowners' association fees.
  3. Don't overspend: Stick to your budget and avoid overextending yourself financially. Consider future expenses and how they may impact your ability to make mortgage payments comfortably.
  4. Don't neglect due diligence: Conduct research on the property, including its history, any pending permits, or any legal issues that may affect its value or your ability to own it.
  5. Don't skip the paperwork: Ensure you carefully review and understand all the legal and financial documents involved in the home buying process. Seek professional advice if needed.
  6. Don't neglect the negotiation process: Negotiation is a crucial aspect of home buying. Don't be afraid to make counteroffers or ask for repairs or concessions, especially if the property needs work or if the price is not aligned with the market.
Remember, every home buying experience is unique, and it's important to adapt these guidelines to your specific circumstances. Consulting with professionals, conducting thorough research, and being financially responsible will help ensure a smoother home buying journey.

Work With Brid

Brid is a full-time agent with a deep understanding of the local market and provides exceptional service for each of her clients whether they are renting, buying, or selling. She handles every aspect of each real estate transaction, guaranteeing her buyers and sellers the highest level of honesty, attention, and discretion.